India's Personal Finance Platform Built on Real Accounting Principles
Track Expenses, Income, Investments, Loans, Insurance and Net Worth in one place with accounting-grade accuracy.
No spreadsheets. No guesswork. Just your real financial position, as on today.
Everything your money needs, in one place
Income & Expense Tracking
Log every transaction by category and never lose track of where your money actually goes each month.
Multi-Account Management
Cash, bank accounts, digital wallets and credit cards — see every balance and move money between them.
Investment Tracking
SIPs, mutual funds, stocks, FDs, PPF, gold and more — track invested amount, current value and gains.
Loan & Udhar Management
Track money you've lent or borrowed, with interest and outstanding balances, person by person.
Smart Budgeting
Set monthly budgets by category and see exactly how close you are before the month is over.
Reports & Net Worth
P&L, cash flow, ledgers and an as-on-date financial position — built on real double-entry accounting.
Real screens, real numbers
Dashboard
Net worth summary, income vs expense, account balances and asset allocation — all on one screen.
Expense Tracking
Monthly expenses and category-wise analysis, filterable by account, person and date.
Investments
Mutual funds, stocks, FDs, PPF and SIPs — invested amount, current value and gains in one view.
Loans & Liabilities
Outstanding loans, repayment tracking, and udhar given or taken — person by person.
Financial Reports
Cash flow statement, net worth report, P&L, ledger and as-on-date snapshots — built on real accounting.
Built like accounting software, designed like a consumer app
Accounting-grade accuracy
Under the hood, every entry follows double-entry accounting principles — the same discipline real businesses use, applied to your personal money.
Your data stays yours
Every account is fully isolated. No one else — not even another registered user — can ever see your transactions, accounts or reports.
Made for how India manages money
Udhar tracking, cash + UPI wallets, SIPs and PPF — Arthmantra understands the accounts Indian households actually use.
One dashboard, full picture
Available funds, receivables, payables and net worth — your complete financial position, as on today, without opening five different apps.
Stop juggling Excel, apps and notebooks
Your Financial Data Stays Secure
SSL Secured
Encrypted Data Storage
Secure Authentication
Private User Data
No Data Sharing
No Advertising-Based Tracking
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